Why You Should Purchase an Extended Termite Guarantee May 22, 2009

When purchasing a home the buyer should have a termite inspection as part of her engineer’s report.  If termites are found a buyer should insist on three things – 1) that the entire premises be treated, 2) structural damage be repaired by a licensed contractor and 3) that the treatment come with an offer of an extended warranty that is transferable to future owners.   By taking these precautions a buyer should feel secure that the home she is purchasing will not have future termite problems.

Left unchecked termites can cause an incredible amount of damage to a home.  To protect your investment the buyer should make sure she has the home inspected by a licensed engineer before signing the contract.  The home inspection should include a termite/pest inspection as part of the report.  If termites are found the buyer needs to make sure that they are properly exterminated and any damage repaired.  In NY a termite treatment can only be done if active infestation is observed by a licensed exterminator.  A typical termite treatment can cost up to $1500.00.  While a treatment should insure that termite infestation should not reoccur for many years, a buyer who fails to purchase an extended warranty is making a critical mistake.  A buyer should discuss the treatment and warranty with the exterminator to make sure she understands the warranty.  The exterminator will also tell the buyer what she should be looking for to determine if termites are back.  By buying the extended warranty a buyer gets peace of mind as the termite company will inspect the premises at least once a year and if termites are spotted they will treat the condition at no cost to the homeowner.

Steven Decker is a New York Personal Injury attorney specializing in New York real estate law , New York business law, and New York franchise law. You can visit his Law Firm Decker, Decker, Dito and Internicola website by clicking here, download his FREE New York Car Insurance book, or call him at 718-979-4300 or 1-800-310-5520 for a free case analysis.

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